Travel insurance claim denial rates are not publicly reported, but they are said to be somewhere between 2% and 5%.

Don't worry, you can easily avoid the most common travel insurance claims mistakes. All you need is a cheat sheet of the most common claim mistakes and a few insider strategies for getting around them.

If you've purchased a policy through a third party, there's good news: The company will help you and ensure that you've filed all the paperwork correctly. For example, G1G.com, a travel insurance comparison site, can process a claim either through a customer care representative or through an online portal.


"Unfortunately not all travel insurance companies claims process are as easy as they should be," says Zubair Jeewanjee, G1G's CEO. "As a result, travelers often miss out on valuable compensation due to antiquated and time-consuming claims procedures. The best way to avoid claims mistakes is having us do it for you."

These are the most common travel insurance mistakes

As a consumer advocate, I deal with travel insurance claims -- especially denied travel insurance claims -- on an almost daily basis. Travel insurance companies with great customer service reputations handle their claims quickly and fairly. Others -- not so much.